5 HABITS THAT MAKE PEOPLE STAY IN POVERTY

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5 Habits That Make People Stay In Poverty

Oftentimes, I asked myself “why do very few people get rich and majority stay poor?”

In my quest to find answers to this question, I realize that the rich and the poor differ in what they think about and what they do. In this article, I will share with you, just 5 habits that make people stay in poverty for life.

Now let’s get started

  1. They live below their means

This popular financial myth ‘live below your means’ makes majority of people stay poor. With a view to living below their means, they cut down cost on things that makes them happy just because they want to live below their means.

Let me tell you the truth, the more you cut down cost on things that can enhance your
standard of living…. the lower your ability to make more money. So, instead of living below your means, why not focus on how to increase your means. This will make your brain more active because more ideas will start coming in.

  1. They count their liabilities as assets

This is very common among people around the world. Very few people around the world can tell the difference between asset and liability. Ignorance of these two concepts make them count their liabilities as assets thinking that whatever they own is an asset which in actual fact is not.

The best definition of asset and liability I have found is in the popular book ‘rich dad poor dad’ written by Robert kiyosaki. According to the book ‘asset is what put money into your pocket while liability is what take money out of your pocket’.

Based on this definition, you should be able to know whether your house and your car is an asset or liability. Knowing the right answer to this question will go a long way in determining whether you are going to be rich or not

  1. They rely on the traditional education system as a solution to their money problem Albert Einstein said and I quote ‘education is not the learning of fact, but the training of the mind to think.

The traditional education does not train your mind to think. If it does, why do majority of university or college graduates start looking for high paying job? They believe that the only solution to their money problem is to get good grade in school so as to get a high paying job. Combining financial education with your academic education will definitely help you on your journey to financial independence

  1. They are heavily dependent on monthly pay for survival

Monthly pay is for those who seek short term financial security not for those who seek long term financial freedom. Depending on where you live, earned income has higher taxes than other types of income.

Apart from taxes, have you ever seen any millionaire who live on salary? ….

If you really want to be rich you must know the difference between the three types of income (earned income, portfolio income and passive income) and how you can use them to become rich.

  1. They blame others for their lack of money

They are not ready to take responsibility for whatever happens to them. Instead they pass the blame on others.

Please take note of this, the day you start taking responsibility is the day you passed from childhood to adulthood. Blaming your employer, government, or parents for your poor standard of living will not solve your financial problem.

Government cannot solve your personal financial problem, likewise your employer cannot make you rich.

The best thing you can do is to quit the blame game and take responsibility for whatever happens to you.

If you can change these 5 habits, you will definitely be financially independent…..

Credit: Alimi Abeeb Adebola

Wealth is largely the result of habit. It’s simple arithmetic; Your income can grow only to the extent that you do. The more you learn, the more you earn

In order to become rich, you must believe you can and you must take the actions necessary to achieve your goal.

 

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